Understanding Mold Damage and Mold Contamination Claims
Molds develop in areas with high humidity levels, usually in the darker parts of your home or commercial property. Molds are types of fungi that can be found almost everywhere like on plants, ceiling tiles, foods, woods, furniture or soil – and the microscopic ‘spores’ that they produce are spread through the air. The one thing that’s critical to their survival is moisture; they need moisture to grow.
How can you tell if there’s mold in your home
- There is visible cottony, leathery or staining growth on the surface of your furniture, walls, ceilings, woods, etc.
- There is a noticeable mold odor (usually you’ll smell an earthy odor which can be a sign that there are molds present)
- If allergy sensitive individuals show symptoms of irritation, their allergies triggered
Thus, in the unfortunate event of a plumbing leak, storm surge, overflow from tubs, flooding, broken water pipes or any peril that will cause water to infiltrate your home or property – expect molds to develop especially in hardtoreach areas and the parts you weren’t able to dry. Mold can start developing in 24 hour in certain conditions. Mold contamination claims can involve a lot of money, and will often involve a lot of work – not only on your end, but also on the part of your insurance carrier.