Types of Claims
Lightning Damage
Lightning Damage Claim Adjusters
If your property gets hit during a lightening storm major damages can happen in a blink of an eye. Whether lightning strikes your property directly or caused an electrical surge that damages your appliances, electronic equipment, computers, phone systems, etc. in most cases you can file a lightning damage claim.
Take note that you can make a claim even if the lightning didn’t directly hit your property. For example, a nearby bolt of lighting can cause cracks in your ceiling or walls – that can still be a legitimate claim.
Understanding Lightning Damage Claims
If anything about lighting damage claims confuses you, we invite you to give us a call here at Home Damage Adjustment. One of our licensed public insurance adjusters can explain to you what you need clarified. Out team is highly experienced in handling lighting damage claims. We would be happy to discuss your damage. You will find our licensed public insurance adjusters to be extremely helpful, knowledgeable and experienced in this complex recovery process.
Although the process in adjusting a lightning damage claim are similar to adjusting other losses, there are several unique aspects that make lighting damage more challenging. For example, most insurance polices won’t pay for losses that resulted from power surges that occurred off premises. You will need to be prepared to deal with this issue should the insurance company bring it up.
There is big difference to insurance companies between a lighting strike and a power surge. Most insurance companies want you to get a lighting affidavit signed by your repair person. Make sure you and your repair person are in agreement on the extent and origin of the damage.
What To Do After A Lightning‐Related Damage
Make sure it is safe to enter your premises. Aside from structural damage,be on the lookout especially for live wires or any type of smoke. Don’t risk entering your property if you see these hazards. Call your fire department right away. Always act with caution and safety in mind. Once you are sure your property is safe call Home Damage Adjustment and we can help you with any emergency services you may need.
What Our Lightning Damage Public Adjusters Will Do For You:
Get The Maximum Settlement You Deserve
Home Damage Adjustment helps you navigate the gray areas when filing your claim. Many property owners admit how intimidating it is to interpret the fine print of their insurance policy. One of our licensed public insurance adjusters will be assigned to your case. We will work hard to get you the maximum settlement you deserve in this complex recovery process.
Remember, no amount of damage is too small for us to come out and give you a free damage assessment. Especially if you think it’s not worth it because of your deductible amount.
Let one of our experienced licensed public insurance adjusters help you with that decision.
