Are Public Adjusters Worth Hiring

What is a Public Adjuster?

A public insurance adjuster is a licensed professional who represents the policyholder in the filing and settlement of an insurance claim. The public adjusting profession is licensed and regulated by the Department of Insurance.

A public adjuster must meet the following qualifications in order to obtain a license:

  • A licensed public adjuster must pass a state test and continuing education.
  • A licensed public adjuster is the only category of claims adjuster that are able to legally represent the rights of the policyholder.
  • A licensed public adjuster is employed exclusively by a policyholder who has sustained
    an insured loss.

At Home Damage Adjustment we are licensed public adjusters. Our team of professionals manage every detail of the claim, working closely with the insured to provide the most equitable and prompt settlement possible.

Difference Between Public Adjusters, Insurance Company Adjusters and Independent Adjusters?

The biggest difference is insurance company adjusters and independent adjusters are both employed by the insurance company.

A licensed public insurance adjuster does not get paid by your insurance carrier. So this means that you are assured of a public adjuster’s loyalty is to your cause. A public insurance adjuster works for a small percentage of the settlement, payable after the policyholder gets paid.

No recovery means no fee and never any upfront fees when you work with a licensed public adjuster.

We’d love to answer your questions about how home damage insurance claims work. Share your comments and questions below in the comment box. ­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­­