Types of Claims

Stucco Damage Claims Over the last twenty five year, millions of single family homes were built using Exterior Insulation and Finish Systems(EIFS) most people call it stucco even though it's a synthetic stucco. Stucco looks great, is easy to install, has a great energy ­saving features and can be made to look like [...]

Understanding Pipe Leak Claims It’s not uncommon for policyholders to share stories of how insurance company adjusters overlooked damages from their plumbing leak claims. This is bad news for property owners – something you should be on the lookout for when you have a plumbing leak. For example, in some states some insurance [...]

Roof Damage Insurance Claims Having a roof damage claim usually gives headaches to many policyholders. The reason? Because roof damage can be extremely difficult to accurately assess: in one scenario, the insurance adjuster may mistakenly attribute storm­ related damages to routine wear and tear; in another scenario, the insurance adjuster may fail to [...]

Understanding Mold Damage For decades mold damage claims were covered under most property insurance policies when it resulted from a covered peril, such as storm, plumbing leaks, overflow or other cause covered by your property insurance policy. But concerns have increased due to public awareness about mold and its health related hazards. The [...]

Lightning Damage Claim Adjusters If your property gets hit during a lightening storm major damages can happen in a blink of an eye. Whether lightning strikes your property directly or caused an electrical surge that damages your appliances, electronic equipment, computers, phone systems, etc. in most cases you can file a lightning damage [...]

Falling or Dropped Object Claims Is it possible for my homeowners insurance to pay for my cracked tile or the big scratch in my hardwood floors? The answer is yes: you might be able to get your homeowner’s insurance company to either repair or replace the tile( section of hardwood floor) that is [...]

Understanding Water Damage Claims Determining if you qualify for a water damage claim can be a bit tricky. The most common mistake people make is to dismiss the idea of a legitimate claim for whatever reason they could think of: some would tell themselves that it’s just a “small” problem, others would think [...]

Residential Insurance Claim Adjusters Disaster strikes, causing damage to your home and belongings. It’s unfortunate, but you got to thinking at least I have an insurance policy which I have been consistently paying the premium for years. You feel some relief, so you contact your insurance company, hoping to receive the help and [...]

Hurricane and Wind Damage Claims Filing hurricane and wind damage claims can get a bit complicated. Many claims in the past may have been denied because damages were not attributed to windstorms, but to other causes such as storm surges or overflowing rivers. The primary reason is that the home owner’s policy [...]

Appraisal and Mediation Property Claim Disputes Upon hearing that your insurance company will be paying for your claim, you welcome the news. But here’s the kicker – they’re not giving you the compensation you need to properly fix the damage. They will be paying you a much lower settlement. You’re dismayed. You thought [...]