Project Description

Fire and Smoke Damage

Professional Fire and Smoke Claim Public Adjusters

You are now ready to file your fire damage claim, but you are wondering:

Am I able to do this on my own, or would it be better to hire the services of a fire and smoke claim public adjuster?

If you:

  • know what you are doing
  • you have the time to go over the fine print of your insurance
  • you understand the complexities of a fire damage claim process

Then you may just be able to pull this off on your own without the help of a fire and smoke claim public adjuster.

However, should you want:

  • professionals who have the expertise to help you get the maximum settlement
  • experts who have been helping people like you manage the entire fire claims process

Then you will want to get the services from our professionals at Home Damage Adjustment.

First Things First – What You Must Do Right Away

  1. Mitigate your damages. If declared safe to do so, and if applicable to your case, secure your property as soon as you can.
  2. Take photos (or videos) of the damage. Account for damage and lost items.
  3. Decide that you should hire one of the licensed fire and smoke claim public adjusters at Home Damage Adjustment who can represent you (the policyholder) and negotiate with the insurance company on your behalf. Our experienced fire and smoke claim public adjusters can help you every step of the way to ensure a smooth insurance recovery process and a maximum settlement you are entitled too.

How Can Our Fire and Smoke Claim Public Adjusters Help You

There are many ways our professional fire and smoke claim public adjusters can make your life easier and make your claim process almost hassle-free.
Here are a few things our fire and smoke claim public adjusters can help you with:

  • Our fire and smoke claim public adjusters will deal with the restoration company so you are assured your property will be back to its pre-loss condition
    • Did you know that some restoration firms will attempt to repair items that really should be replaced?
    • This puts you in an unfortunate situation with your insurance company when you have to explain why they did this which leaves you stuck with damaged property.
    • Yet, in the end you will eventually have to replace the items they believed could be repaired.
  • Guide you on what contracts to sign so you have the peace of mind that you are not shortchanged
    • Good fire and smoke claim public adjusters will warn you never to sign blank authorization forms from contractors.
    • You will be advised on how to proceed in a manner so that only the appropriate restoration jobs will be made and only the right specialists will get to work with you.
  • Negotiate with your insurance carrier so you don’t have to.
    • Our Fire and smoke claim public adjusters will come up with the best strategy to present your fire damage claim, so you get the maximum amount that is entitled to you.
  • Our professional fire and smoke claim public adjusters can help you answer questions that are crucial when filing your fire damage claim, so you get everything you are entitled too. Here are some commonly asked questions we can help you with :
    • What should I do if the smoke and water used to fight the fire damaged my computers, electronic equipment and machineries?
    • How do I even know for sure if these have been affected and should be included in my claim?
    • How do I ascertain that my insurance carrier is taking into consideration possible hazardous materials?
    • How can I document the items that are totally destroyed with no distinguishable physical evidence left?
    • What is Code Upgrade Coverage?
    • I have heard that there are times a forensic accountant is engaged by the insurance company for my fire and smoke damage claim? How does this affect me?

Avoid Paying Additional Costs

Some fire victims don’t know if they should hire a fire and smoke claim public adjuster or a lawyer to handle their claim. Hiring a lawyer will just be an additional expense, And, you may not need a lawyer’s expertise at all for your specific situation.

The best approach based on our experience is to let a professional fire and smoke claim public adjuster to manage your claim right at the start. Their expertise is in property damage and that is what you need now, not expertise in legal issues.

  • This ensures you are proceeding with your claim process correctly, not missing any critical steps.
  • There is now a professional who is an advocate for you and looking after your welfare not the insurance company’s welfare.
  • You will only incur the extra cost of hiring a lawyer ONLY if our fire and smoke claim public adjuster can no longer handle your claim because a legal issue arose that they cannot handle.

Our Fire and Smoke Claim Public Adjusters Take the Burden Off Your Shoulder

Our fire and smoke claim public adjusters will prepare your fire damage claim correctly, so when your insurance carrier receives it they will find everything in order presenting a strong case on why you should get everything you are entitled too.

Not only will they check and evaluate the scope of loss and degree of damage, our fire and smoke claim public adjusters will also closely examine your insurance policy to find out how to proceed correctly to get the maximum settlement.

In the unfortunate event that you find your insurance company:

  • failing to give you what you feel is due you
  • delaying your claim
  • not giving the full amount
  • denying your claim entirely without basis

Be sure to get expert help. In these cases, Home Damage Adjustment can definitely provide the professional help you need, so you get the maximum settlement from your claim.
If you want a professional to handle your claim, contact us today so one of our professional fire and smoke claim public adjusters at Home Damage Adjustment can help you get started with you loss.

Call us today at (855) 566-9687 and we will be happy to help you with a no obligation free damage assessment.

Schedule your free home inspection